Most people who are injured in traffic accidents do not realize they are responsible for paying for their accident-related medical expenses until their case is settled.
If you have health insurance coverage and you are injured in an accident, use your health insurance to pay for your medical treatment. Any reimbursement requirements related to your health plan can be taken care of at the time your case is settled.
For more information about how your own auto insurance policy can help protect you if you happen to be involved in a motor vehicle accident, please see our posts on the following topics:
Uninsured Motorists Coverage
Underinsured Motorists Coverage
We urge you to review the Declarations Page of your auto insurance policy for UM, UIM and Medical Payments coverage. Make an appointment with your insurance agent to add coverage in these three areas if they are not included in your auto policy.
This information is provided Hollingsworth Kelly to help you select the right coverage for your auto insurance needs. All too often, we see people who are injured by someone who does not have adequate insurance coverage. All insurance decisions should be discussed with your auto insurance agent so that you can make an informed decision to best suit your needs. This information is not intended to serve as legal advice.